At StateTrust we are client-centric financial experts who provide advice based on a deep understanding of each client's financial needs.
One of our main goals is to establish long-term financial advisory relationships with our clients. We develop a personal relationship with each of our clients by understanding our client's attitude towards investing, including their risk profile and their investment objectives. We help our clients define and then achieve their financial goals.
For us, a successfully designed advisory strategy should be a natural outgrowth of providing financial advice that helps clients not only protect their assets but understand and fulfill their financial goals.
At StateTrust, we follow an advisory process supported by specialized personal, as well as analytical and research tools. Our advisory process encompasses the following four steps:
Investors have to take into account different risk characteristics depending on the investments they choose to make. StateTrust's financial advisors are well informed on the facets of risk for different types of investments.
As part of our exploratory and client profiling process our advisors need to help assess a client's financial goals and risk profile. To that end, we seek to understand several areas of your personal profile through a set of questions. Some of those questions will relate to objectives, current assets and liabilities, family structure, investment style and experience:
Risk Tolerance Levels
At StateTrust our investment plans are tailored to the growth and preservation of our client's assets. Higher volatility in investment returns will usually accompany higher returns for long term investments. Thus, clients are faced with a choice between return stability or higher long-term investment performance.
The scale below illustrates that if an investor desires high long-term returns, he/she must be willing to accept the high levels of volatility associated with the types of asset classes that produce such returns.
The following sample questions are aimed at establishing the reasoning behind a client's current portfolio. It is critical for StateTrust advisors to keep clients informed regarding financial decisions:
Assets, Liabilities, Income, and Expense
At StrateTrust, our financial advisors need to have comprehensive information about the assets, liabilities, current income and expenses of clients in order to tailor a successful strategy:
Through the following questions we get to understand our clients' investment profile and style:
Planning is a key process for us and our clients. Planning is the process at the center of sound financial strategy. The following questions are used in a preliminary assessment as part of our thorough and comprehensive process of investment planning:
At StateTrust, we know that investors face complex financial decisions everyday.
Due to emotional or short term decision-making, investors make investment mistakes. Some of these mistakes are a result of:
Investors should carefully review the objectives, risks, charges and expenses of any investment company before investing. Prospectus and, if available, the summary prospectus, contains important information about the investment company. You can contact us to request our prospectus, which we encourage you to read carefully. The value of your investment may fluctuate, and when redeemed, shares may be worth more or less than their original cost. Investments in a fund (Investment Company) are not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency.
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