StateTrust's cash management service Cash Plus has been designed to provide an integral solution to managing liquidity and cash. Our cash management service provides added convenience in all aspects of managing cash, account activities, cash-flows and reporting.
The principal benefits of our Cash Plus cash management service are:
Our Cash Plus cash management solution turns an ordinary investment account into a powerful asset management tool that consolidates your investing, checking and Visa card services into one convenient account.
Good Cash Flow Management
At StateTrust we assist clients with cash flow analysis such as the impact of cash flows on savings objectives, expenses (monthly and otherwise), short-term and long-term goals, and overall financial condition. With these factors in mind, we take a structured approach to create an adequate system of cash flow that leaves our clients well-prepared for any eventuality. We will examine your income, current financial information, and spending habits to help you set specific financial targets, spend and save within a manageable budget, and monitor your overall financial plan.
Good Cash Flow Management allow clients to:
Understanding your cash flow and estimating your budget is a critical activity. The following items will help you to establish and evaluate your budget:
Once your budget is established, it should provide a sense of purpose and direction. We can then work with you to create a savings and investment plan that will suit your current needs and help you reach your goals.
Events that Impact Cash Flow
The following events should be considered when estimating cash flow needs :
Good cash flow management helps you increase your net worth. Building and estimating it involves a complete understanding of all your assets and liabilities. The following steps will guide you in assessing your net worth:
Your net worth can be a useful tool to measure your financial progress. It is essentially a grand total of all your assets minus your liabilities.
|Checking/savings accounts||Credit card/charge card debt|
|Money market/fund accounts||Mortgages|
|Insurance policies||Income taxes|
|Certificates of deposit/treasury bills||Personal/auto loans|
|Mutual funds||Medical bills|
|Partnerships||Home equity loans|
|Pension funds||Student loans|
|Employee savings plans (401k)||Child support|
|Real estate holdings|
Once we have appraised your net worth, StateTrust can develop a customized road map geared to increasing your assets, reducing your liabilities and helping you reach your financial aspirations.
Investors should carefully review the objectives, risks, charges and expenses of any investment company before investing. Prospectus and, if available, the summary prospectus, contains important information about the investment company. You can contact us to request our prospectus, which we encourage you to read carefully. The value of your investment may fluctuate, and when redeemed, shares may be worth more or less than their original cost. Investments in a fund (Investment Company) are not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency.
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