Wealth Management

Welcome to StateTrust, where managing and increasing your wealth are a way of life for us. Making your money grow and preserving the assets that you already hold are our primary concerns. We are here to help you accomplish your financial objectives—everything you desire—from buying a new home to starting your very own business to retiring with complete financial security.

Strategic Planning

We develop a customized investing plan just for you. A well-defined map that will direct you to where you want to go financially. We explore every facet of your existing finances and investments by:

		Scrutinizing plans and policies
		Examining contributions/disbursements
		Appraising any legal or legislative restrictions that may apply
		Evaluating personal and family preferences

Next we work closely with you to put together the kind of portfolio that features diversified holdings, in a mix crafted to weather market downturns, business fluctuations, and other factors. We incorporate:

		Sound asset allocation
		Strategies that align with capital markets
		Alternative investment advice
		Contemporary portfolio models

Once we come to agreement on the kinds of assets that should make up your portfolio, then it is time to write up an Investment Policy Statement (IPS). This is a statement, or a guide if you will, that outlines the strategic plan for your investments, and also provides direction whenever there is a need for us to modify investing patterns. We:

		Clarify objectives
		Outline investments
		Set forth management structures
		Provide investing guidelines
		Offer suggestions for selecting/supervising money managers and/or mutual funds
		Explain securities guidelines
		Evolve according to your fiduciary structure and investment plans

Then our accomplished money managers set your investment plan in motion, always with the thought in mind that the assets held in your portfolio are absolutely the most vital element as far as your future financial success is concerned.

Investment Planning
Decide how money managers will work.
Arrange fees with money managers and mutual funds.
Organize brokerage services.

Routine reviews help us stay abreast of how your portfolio is performing, so that we can keep your holdings in line with the customized map created to meet your special needs:

		Your portfolio is under constant supervision
		You receive monthly statements on holdings and transactions
		Your quarterly performance reports include comparisons against the market, investing goals, and other money managers
		We periodically review your risk profile and adjust your portfolio if you have experienced any significant changes in your financial situation

We design and structure portfolios that maximize your risk/return equation.