Investment Planning

At StateTrust, wealth management is our area of expertise. We dedicate ourselves to protecting and increasing wealth, so that every one of our clients can feel secure in the knowledge that their portfolios are in capable hands.

Strategic planning is the key to successful investing. Whether your focus lies on short-term or long-term goals, or both, it is important to ensure that your investments are being well managed.

Short-term objectives:	Long-term objectives:
Learn about wealth building	Create and run a wealth management program
Create a savings plan	Save for college
Manage debt	Purchase one or more homes
Start an emergency fund	Maintain living standard at retirement
	Design an appropriate fiduciary structure

To that end, we at StateTrust understand how imperative it is to devise a roadmap designed solely to help you determine and achieve your own financial objectives.

Analyze Current Position

Our first order of business is to assess your current range of investments.

		Scrutinize plans and policies
		Examine contributions/disbursements
		Appraise any legal or legislative restrictions that may apply
		Evaluate personal and family preferences

Design Optimal Portfolio

At StateTrust we work hard to create the most advantageous plan for you. One that reflects your life and your aspirations.

		Sound asset allocation
		Strategies that align with capital markets
		Alternative investment advice
		Contemporary portfolio models

Formalize Investment Policy

One of our first and most crucial tasks is to formulate a precise, clear-cut Investment Policy Statement.

		Clearly defines your long-term objectives
		Outlines investments
		Sets forth management structures
		Provides investing guidelines
		Offers suggestions for selecting/supervising money managers and/or mutual funds
		Explains securities guidelines
		Evolves according to your fiduciary structure and investment plans

Implementation

As soon as a comprehensive Investment Policy Statement is in place, we turn our attention to the beginning steps of the process.

		Designate alternative structures for money managers
		Arrange fees/account-size minimums with money managers/mutual funds
		Organize custody and brokerage services

Monitoring the Strategy

Helping you explore and define your investing objectives is just the beginning.

		Your portfolio is under constant supervision
		You receive monthly statements on holdings and transactions
		Your quarterly performance reports include comparisons against the market, investing goals, and other money managers
		We periodically review your risk profile and adjust your portfolio if you have experienced any significant changes in your financial situation