| Retirement
Planning |
 |
|
Retirement
is one of the most important, life-altering
events that you will ever experience,
and it is crucial that you be extremely
well prepared so that financial constraints
do not become the sole issue in your
life in your later years. Sound investment
strategies from StateTrust can be the
backbone of a strong financial plan
for your retirement years.
Therefore,
it is of the utmost importance to clarify
your goals in this area. Remember that
diversifying your investments is still
vital to your financial freedom.
| U.S.
Clients |
|
|
Especially
for our clients in the United States,
we offer a multitude of varying investment
options featuring both qualified and
nonqualified plans. Choices range from
traditional Individual Retirement Accounts
(IRAs) to 401 (k) plans designed specifically
for corporations and their employees.
And we utilize knowledgeable
strategies of financial management in
order to assure you of an exceedingly
comfortable, financially flexible retirement.
Diagram 1: Retirement
Objectives
More
Americans than ever are living to be
100 years of age and more, and those
numbers are projected to just keep on
rising. Your own personal odds of reaching
100 years old are the highest they have
ever been! One out of every 20 Americans
in their 40s and 50s right now may well
make it all the way to 100 plus. With
this fact in mind, it is doubly important
to assess your fiscal condition and
ensure that your savings will see you
through a long and happy retirement.
The last thing you want to have to worry
about is running out of money. Two options
to take a look at include:
| |
 |
Fixed
annuities—You collect
a set amount of money every month
for life |
| |
|
Equities—Keep
a substantial amount of dollars
in equities, even as you close
in on retirement and beyond. The
returns can help you fight inflation
better than bonds will
|
| Creating
a Company |
|
|
StateTrust
can take you all the way through
the creation of a company, everything
from the actual start-up to figuring
out succession |
The
method we utilize to coordinate
succession is one that allows
for little or no stress |
Taxes
are always a big factor; we take
care to unearth new ways for you
to save on taxes, paying particular
attention to your stage in life |
Superior
service will always be one of
our hallmarks here at StateTrust |
We
are dedicated to providing you guidance
at every stage of company development.
| Qualified
Plans |
|
|
The majority of company
retirement plans fall under the umbrella
of qualified plans. The qualified designation
simply means that the plan grants the
company and its employees beneficial
tax advantages (like tax deferment)
provided it meets specific prerequisites.
Qualified Plan
Listing
| Nonqualified
Plans |
|
|
This definition includes
any plan that does not comply with the
regulations of the federal Employee
Retirement Income Security Act (ERISA)
and the conditions of the Internal Revenue
Code.
The
Company 
Managed
Accounts
