Personal Retirement Plans

Personal Retirement Plans give you tax advantages if you set aside money for retirement.

There are many personal retirement plans available for you to choose from, including an assortment of Individual Retirement Accounts (IRAs) which are tax-deferred savings accounts.  As of 2008 you can contribute up to $5,000 on  an annual basis  to your IRA with an adjustment for inflation starting in 2012. This number has gone up from $3,000 since 2003.

StateTrust assists clients with the creation of customized retirement plans that take into account:

  • Exactly how much money you will need to retire comfortably and preserve your lifestyle.
  • Meeting your goals at retirement such as travel, leisure activities, and leaving an estate for your heirs.
  • Changes to your current lifestyle like moving closer to be near family or paying for nursing or medical care.

Retirement & Education Accounts