At StateTrust, Private Wealth Advisors will work with you to understand your current needs and craft a customized strategy to build, manage, preserve and transfer your wealth. Our advisors can structure a comprehensive investment and wealth plan based on your financial requirements and goals. We offer the following services:
- Asset allocation among stocks, bonds, real estate, and alternative investments.
- Advanced performance reporting.
- Cash management and deposits.
- Foreign exchange services.
- Credit and financing solutions.
| High Net Worth Individual Global Wealth Estimate | |
|---|---|
| Latin America, Middle East & Africa | US$ 5.4 Trillions |
| Asia-Pacific | US$ 7.2 Trillions |
| Europe | US$ 8.9 Trillions |
| North America | US$ 9.3 Trillions |
| Total | US$ 30.8 Trillions |
The United States, Japan, and Germany together accounted for 53.5% of the world's population of high net worth individuals. North America has the largest amount of high net worth individuals, with its 3.1 million HNWIs accounting for 31% of the global HNWI population.
Global asset diversification* can reduce overall portfolio risk and increase returns. As such, StateTrust includes global instruments as an important component to increase returns and reduce the overall risk of client portfolios.
This graphic shows the performance of a solely domestic (U.S.) portfolio and a portfolio containing international stocks, from 1970 through 2010. The former, which excluded international stocks, had a lower return level than the portfolio combining domestic and international investments, and it also experienced a higher average risk.
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Source: StateTrust’s analysis of Morningstar data. Performance shown is not indicative of the performance of any specific investment. An investor cannot invest in an index, such as the one these graphs are based on. Past returns are no guarantee of future performance. These returns are based on historical information, from sources believed to be reliable, but accuracy cannot be guaranteed, and these returns can vary in future time periods.
* Diversification does not guarantee a profit or ensure against loss.
StateTrust's commitment to its clients revolves around the following private wealth guidelines:
- Provide an adequate rate of return above inflation that is consistent with client investment and risk objectives.
- Design a portfolio with a mix of diversified holdings* that may include cash, bonds, stocks, mutual funds and structured products and takes into account each client's particular financial needs, risk tolerance and investment requirements.
- Select experienced Money Managers from the most talented and proven individuals in their fields.
| 12-month holding period | 60-month | 120-month | ||||||||
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Average return | Highest return | Lowest return | Negative periods | Highest return | Lowest return | Negative periods | Highest return | Lowest return | Negative periods |
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8.8% | 162.9% | -67.6% | 27.0% | 36.1% | -17.4% | 13.0% | 21.4% | -4.9% | 4.8% |
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8.1% | 118.7% | -55.7% | 24.5% | 29.0% | -11.5% | 8.0% | 17.7% | -1.3% | 1.0% |
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8.0% | 77.8% | 40.7% | 19.8% | 22.2% | -6.1% | 5.1% | 16.2% | 1.5% | 0.0% |
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8.8% | 40.9% | -22.0% | 11.8% | 20.0% | -1.2% | 0.3% | 14.9% | 3.3% | 0.0% |
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6.3% | 32.7% | -5.8% | 8.4% | 19.5% | 0.7% | 0.0% | 13.7% | 1.2% | 0.0% |
The graphic above (Rolling periods 1926-2009) illustrates that asset allocation and length of holding
period have an impact on the risk and return of a portfolio.
Source: StateTrust’s analysis of Morningstar data. Performance shown is not indicative of the performance of any specific investment. An investor cannot invest in an index, such as the one these graphs are based on. Past returns are no guarantee of future performance. These returns are based on historical information, from sources believed to be reliable, but accuracy cannot be guaranteed, and these returns can vary in future time periods.
* Diversification does not guarantee a profit or ensure against loss.